shayvaalski:

beabaseball:

You dont have to be rich to do a bit of this actually

RIP Medical Debt is a charity (and therefore takes donations). They buy the rights to medical debt and then forgive them. So far they’ve forgiven over 1B in medical debt.

So a little ray of hope for someone out there today.

helloquirks:

Okay but now I know what I want to do of I get rich?

liberalbydefault:

Oliver then proceeded to detail how with $50 and knowledge of the law he was able to successfully apply online to create a debt buying company named “Central Asset Recovery Professionals,” or as Oliver put it, “CARP” named after “a bottom-feeding fish.”

After setting up a rudimentary website for CARP, the satirical, but still real company was offered a $15 million package of medical debt for $60,000.

Oliver explained that the debt was out of statute, which means it is the kind of debt that a collector can only continue to collect, but not sue the debtor for.

Then, instead of chasing down the 9,000 debtors in the debt package as a normal collection agency would, Oliver decided to stage the largest one-time giveaway in television history and work with the nonprofit RIP Medical Debt to forgive the $15 million with no consequences for the debtors.

naonic-blog:

John Oliver Buys $15M of Medical Debt for $60K and Forgives It All, Because He Could

Once again John Oliver proves that you can do anything with money and lawyers

Global Citizen

Donating $10 buys $1,000 of medical debt. This is real, it works, and we’ve done it ourselves. You can too.

(via odin-n-out)

professionalwritingnerd:

teachingtales:

three-blogs-in-a-trenchcoat:

whateverthebeeswant:

three-blogs-in-a-trenchcoat:

draculasdaughter:

This is about Sci-Hub. yeah we get it.. gatekeep knowledge and protect the interests of capital…

Listen, this is serious.

Do not use the website called Sci-Hub!

It lets people access scientific articles for free. This is dangerous. It helps the free flow of knowledge and reduces the competitive edge of all the people who worked really hard to have been born into a wealth.

Like, it’s literally a website where you can type in the DOI of an article and read it, without ever having to pay the publisher who exploited the author.

So, again, do not, under any circumstance, use Sci-Hub. I mean, can you imagine a world where knowledge is free and easily accessible to everyone? Even, y'know, poor people?

Libgen also has many books online, including textbooks, searchable by name, author, and ISBN. Can you imagine textbook companies not getting their hard-earned income from poor college students? Here is the link just so you make sure that you never accidentally stumble across this horrible, unethical website.

Oh, and while we’re talking about books, if you’ve managed to stay clear from Libgen, definitely don’t go to zlibrary, where you can also find a lot of textbooks, but unfortunately they’re completely free.

Reblogging so you know which sites to totally avoid

(via petalstofish-deactivated2022041)

Fanfiction Trope MASH-UP

thejilyship:

meridelclarke:

Rules: Send me two (2) tropes from this list + a ship and I’ll describe how I’d combine them in the same story. 

1. Historical AU 
   
2. Royal AU 
3. Modern AU 
4. Coffee Shop AU 
5. Bar/Restaurant AU 
6. Bookshop AU 
7. Florist AU  
8. Hospital AU 
9. Dance AU 
10. Airport/Travel AU 
11. Neighbour AU 
12. Roommate AU 
13. Detective AU 
14. Bodyguard AU 
15. Criminal AU 
16. Prison AU 
17. War AU 
18. Circus AU 
19. Summer Camp AU 
20. Teacher AU 
21. Dystopian AU 
22. Space AU 
23. Performer AU 
24. Soulmate AU 
25. Fairy Tale AU 
26. Massage Fic  
27. Sick/Injured Fic 
28. Proposal Fic  
29. Wedding Fic  
30. Holiday Fic  
31. Birthday Fic 
32. Pregnancy Fic  
33. Baby Fic 
34. Vacation Fic  
35. Bathtub Fic 
36. Text/Letter Fic 
37. Coming Out Fic   
38. Grief Fic  
39. Survival/Wilderness Fic  
40. Almost Kiss 
41. First Kiss 
42. The Big Damn Kiss 
43. Dance of Romance  
44. Flowers of Romance 
45. Chocolate of Romance  
46. Blind Date  
47. Not a Date  
48. Fake Dating 
49. Fake Married 
50. Arranged Marriage  
51. Accidentally Married 
52. Marriage of Convenience 
53. Mutual Pining 
54. Secret Relationship  
55. Established Relationship 
56. Awful First Meeting 
57. Forgotten First Meeting  
58. Accidental Eavesdropping  
59. Interrupted Declaration of Love 
60. Poorly Timed Confession 
61. Love Confession 
62. Love Confessor (Character A confessing their love for Character B to Character C)  
63. Everybody Knows/Mistaken for Couple 
64. Star Crossed Lovers  
65. It’s Not You, It’s Me 
66. It’s Not You, It’s My Enemies  
67. Character in Peril 
68. Heroic Sacrifice 
69. Flirting Under Fire 
70. Locked in a Room 
71. Twenty-Four Hours to Live  
72. Stranded on A Desert Island 
73. Stranded Due to Inclement Weather 
74. Huddling for Warmth 
75. Bed Sharing  
76. Did They or Didn’t They? 
77. In Vino Veritas  
78. Above the Influence  
79. Anger Born of Worry  
80. Green-Eyed Epiphany  
81. The Missus and the Ex 
82. Second Love  
83. Intimate Artistry  
84. Married to the Job  
85. Innocent Physical Contact 
86. I Didn’t Mean to Turn You On 
87. Aroused By Her Voice  
88. Erotic Dreams 
89. First Time 
90. Unexpected Virgin 
91. PWP 
92. Kink 
93. Makeovers 
94. Hair Brushing/Braiding 
95. Sleep Intimacy 
96. Scars  
97. Time Travel  
98. Curses 
99. Magical Accidents 
100. Accidentally Saving the Day   

I want to do this, but I want to rec fics that apply (if any apply lol)!!

thelasttime:

omg why is this me…

(via petalstofish-deactivated2022041)

sapphos-darlings:

nerdgul:

70slsbn:

70slsbn:

the greatest skill a woman can learn for herself is self reliance

to clarify … so many strong women in my life rely on men. that dependence is dangerous. ladies here are some good ref resources I’ve found helpful on my journey towards self reliance

automobile

• changing coolant
  
• changing oil
  
• changing tire
  
• jumping a car

plumbing

• toilet running
  
• basement flooding
  
• replace a faucet
• clogged drain

electrical

• replacing light switches
  
• blew a fuse
  
• installing overhead light
  
• earth vs. neutral vs. live wires
  

home

• patching drywall
  
• finding studs
  

this list is in no way comprehensive feel free to add on

a lot of ‘man things’ are a lot easier than you think they are. especially considering the fact that most of these things when buying the parts come with directions on the packaging that men usually don’t even look at (and often end up doing it wrong because they were taught by fathers who also did not look at the packaging). 

like i recently had to change my car battery and freaked out cause i thought id electrocute myself but turns out new batteries come with directions and its the easiest shit in the world so long as you can lift the damn thing. 

so yeah, ladies dont ever feel like a man is a necessity for life, you can do this shit on your own its easier than you think!  

Can confirm.

During my time in the army I have been taught so many things usually men do, and let me tell you the myth of “hard technical stuff” is all talk and ego, and as soon as you just take a closer look and some time, all the mysticism wears off.

Car maintanence? Easy peasy.

Most engines? The cords and tubes fit only one way. There are instructions to the general maintanence.

Guns? My sewing machine is more complicated than any gun I’ve handled.

Logistics? Simple. I do it better than any of the guys and they know it.

Heavy equipment and machinery? Don’t be afraid of it. No one knows what to do the first time around, and you will learn just like everyone else if you just try. It’s not magic. A lot of things are a lot simpler than you think.

(via eddiesfavoritelobster)

the-real-skeletor:

the-real-skeletor:

the-real-skeletor:

A meme compilation, theme: emails and how they found you

Part 2

Part 3

(via eddiesfavoritelobster)

serotoninsuggestion:

serotoninsuggestion:

an author i love just tweeted about how “big joy and small joy are the same” and how she was just as content the other night eating chocolate and cuddling her dog as she was on her Big Trip to new york and honestly. i think that’s it. this morning i was listening to an audiobook while baking shortbread in my joggers and i realised i really didn’t care what Big Things happened in my future as long as i could keep baking and reading at the weekend and maybe that is the kind of bar we have to set to guard ourselves against disappointment. just appreciate and cherish the mundane stuff and see everything else as a bonus.

found it - she was replying to this thread that starts “unpopular opinion: i don’t think your life has to have a purpose, or you a grand ambition; i think it’s okay to just wander through life finding interesting things until you die” and i for one think that’s fucking brilliant

(via bellonablake)

cottoncondy:

hotvampireadjacent:

fignan:

kibumkim:

kibumkim:

Class action lawsuit against apple for everyone that had/has an iphone 6 or 7 👀

More details

(Pic description:

WHAT’S THIS ABOUT?

In a consolidated class action lawsuit pending against Apple, Plaintiffs claimed that a performance management feature introduced for iPhone 6, 6 Plus, 6s, 6s Plus, and SE devices in iOS 10.2.1, and introduced for iPhone 7 and 7 Plus devices in iOS 11.2, diminished the performance of some of those devices. Apple denies all allegations and is entering into this settlement to avoid burdensome and costly litigation. The settlement is not an admission of wrongdoing by Apple.

Under the settlement, Apple will pay a minimum of $310,000,000 and a maximum of $500,000,000 depending on the number of claims submitted. If the settlement is approved by the Court, your rights may be affected. The United States District Court for the Northern District of California authorized this Legal Notice. The Court will have a Final Hearing to consider whether to approve the settlement so that the benefits may be paid. This summary provides basic information about the settlement.

WHO’S AFFECTED?

You are a member of the Settlement Class if you are or were (1) a United States owner of an iPhone 6, 6 Plus, 6s, 6s Plus, 7, 7 Plus, and/or SE device (2) that ran iOS 10.2.1 or later or, in the case of iPhone 7 and 7 Plus devices, that ran iOS 11.2 or later before December 21, 2017. You must meet both criteria to be a member of the Settlement Class.

WHAT BENEFIT CAN YOU GET FROM THE SETTLEMENT?

Apple will provide a cash payment per eligible device to each Class Member who submits a timely and valid Claim Form including a serial number of an eligible device and a declaration under penalty of perjury stating that they are or were (1) a United States owner of an iPhone 6, 6 Plus, 6s, 6s Plus, 7, 7 Plus, and/or SE device (2) that ran iOS 10.2.1 or later or, in the case of iPhone 7 and 7 Plus devices, that ran iOS 11.2 or later before December 21, 2017; and (3) they experienced diminished performance on the device(s).)

idk why you would post this without providing the link to file a claim but here it is: https://www.smartphoneperformancesettlement.com/

Home | Smartphone Performance Settlement

smartphoneperformancesettlement.com

I have an iphone 7 and it wont let me file a claim bc my “serial number isnt in their database” nightmare nightmare

if the ^above happens to you (it happened to me too), theres a form you can fill out underneath that can help the site find your serial number for you! AND the one it found was exactly the same as the one I typed, so please try it!

(via mushroom-man-98)